It is not mandatory to purchase a valid Virginia policy for your vehicle in order to register your automobile but you must demonstrate that your vehicle is covered by a minimum amount of liability coverage. The state mandated minimum liability policy includes coverages of at least $25,000 per person and $50,000 per accident for bodily injury or death and $20,000 for property damage. If you choose not to purchase Virginia auto insurance, you can pay an uninsured motor vehicle fee and it will satisfy the state liability requirement when you register your car. This fee is around $500 per year.
If you are trying to decide whether you should get insurance or pay the motor vehicle fee, it is best to shop around. Call a few agents and ask each for a free Virginia car insurance quote. It is important to get quotes for the same or similar coverages from each agent. You can ask for the state minimum coverages as well as quotes with higher limits of liability. There are other coverages available like collision and comprehensive which will provide physical damage coverage and pay to fix your car. In Virginia, cheap insurance for your car is not difficult to get if you shop around but make sure that you do equal comparisons from each company.
Find an agent in our multi line insurance agent’s directory and you can purchase affordable Virginia automobile insurance from one of the top insurers in this state. A multi line insurance agent specializes in writing several different kinds of insurance. A short list includes automobile, homeowners, renters, condo, boat and life insurance as well as many others. A simple strategy that can be used to get discount Virginia car insurance is to purchase more than one policy from the same insurance company. Many companies offer a multi policy discount on each of these policies and you will be dealing with the same professional for all of your insurance needs. Find your city in Virginia and request a free quote today.
