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Texas Car Insurance Agents Directory

Before you resister an automobile in Texas, you must purchase a valid insurance policy for your vehicle. The state required minimum coverages for a liability policy are $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage. Any Texas auto insurance quote will, at a minimum, contain these limits of liability. If your goal is to get a cheap insurance policy for your automobile in Texas, then ask for these limits and you will be getting the insurance companies lowest possible rate. However, it is advisable to consult with an agent to make sure that choosing these minimum coverages makes sense for you. Often it does not and agents generally recommended higher limits with the goal of helping you obtain a more affordable Texas car insurance policy that gives you adequate coverage for your particular vehicle.

Our multi line insurance agent’s directory lists agents that represent some of the top Texas auto insurance companies selling policies here. Multi-line agents can also sell you other lines or types of insurance such as homeowners, renters, condo, farm, boat, motorcycle and life insurance just to name a few. Combining multiple polices with the same insurer is a great way to get discount insurance for your vehicle in Texas. This is because most companies offer a multi-policy discount if you purchase more than one policy from them. You will also have the simplicity of dealing with one agent for all of your insurance needs. These agents will want to get to know you by name so call one today for a free Texas car insurance quote. Ask for a quote on your other policies as well and you may be well on your way to saving lots of money on your entire insurance portfolio.


Addison Friendswood Lewisville San Antonio
Allen Garland Longview San Marcos
Arlington Granbury McAllen Schertz
Austin Grand Prairie Melissa Sherman
Beaumont Grapevine Midland Southlake
Brownsville Houston Missouri City Spring
Carrollton Humble Montgomery Stafford
Cedar Park Hurst New Braunfels Sugar Land
College Station Irving Odessa Sugerland
Colleyville Katy Pearland Tomball
Conroe Keller Richmond Tyler
Cypress Killeen Roanoke Victoria
Dallas Kingwood Rockwall Waco
Dickinson Kyle Round Rock Watauga
El Paso Laredo Rowlett Wichita Falls
Flower Mound League City Royse City Wimberley
Fort Worth Leander San Angelo

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Texas Auto Insurance Regulations:

Texas is a tort state. In tort states you are responsible for the injuries you cause as a result of an accident. Rates are determined by the driving habits of the drivers within a state. The state's liability minimums are 25/50/25. That is $25,000 per individual for bodily injuries you cause to the other persons, and up to $50,000 for all, and $25,000 for damage you cause to the other party's personal property.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Texas determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the Texas Department of Insurance for additional details at the Insurance Basics link on this site.
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