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South Carolina Car Insurance Agents Directory

Your vehicle must be insured as a requirement of driving legally in the state of South Carolina. The minimum requirement for a liability policy is one with coverages equal to $25,000 per person and $50,000 per accident for bodily injury and $25,000 for property damage. If you are shopping for the lowest possible rate, you can request a South Carolina car insurance quote with these minimum limits of coverage. However, it is advisable to consult with an insurance agent prior to making your coverage choices so that you are properly covered in the event of a loss.

Our multi line insurance agent’s directory lists agents with the knowledge and experience to answer all of your questions and help you make the right coverage choices. Young drivers will typically pay the highest rates and are good candidates for cheap South Carolina auto insurance with only the state mandated minimum liability coverage. However, older more experienced drivers usually drive newer more expensive cars and have assets to protect. They are generally not good candidates for a policy with the state minimum coverages. An insurance agent can help you customize your policy to meet your coverage needs and still be able to offer you the most affordable South Carolina car insurance policy at a reasonable price.

Agents in our directory also write several different lines or types of policies such as homeowners, renters, condo, motorcycle, boat and life insurance just to name a few. Discount car insurance in South Carolina is easy to get if you purchase more than one policy from the same company. Often, each additional policy will result in an additional discount. Call an agent today and request a free automobile insurance quote for South Carolina and ask them to quote all of your other lines as well. You may qualify for a multi-policy discount on all of your other policies and be able to save quite a bit of money on your entire insurance portfolio.


Anderson Fountain Inn Lyman Taylors
Boiling Springs Gaffney Mauldin Travelers Rest
Charleston Gray Court Myrtle Beach Williamston
Columbia Greenville Roebuck Woodruff
Duncan Greer Simpsonville
Easley Inman Spartanburg
Florence Lake Wylie Sumter

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South Carolina Auto Insurance Regulations:

South Carolina requires liability insurance for all drivers. The state's standard liability coverage requirements are 25/50/25. That is $25,000 per individual for bodily injuries you cause to the other persons, and up to $50,000 for all, and $25,000 for damage you cause to the other party's personal property.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

South Carolina auto insurance laws also require that all drivers carry uninsured motorist coverage. Overall Rates are determined by the driving habits of the drivers within a state. South Carolina determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. South Carolina auto insurance companies will also offers additional coverages like collision, comprehensive, and uninsured and underinsured motorist bodily injury coverage. Visit the South Carolina Department of Insurance for additional details at the Insurance Basics link on this site.
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