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Pennsylvania Car Insurance Agents Directory

Before you can legally register your vehicle and get a license plate in Pennsylvania you will need insurance for your vehicle. The state has mandated that the minimum liability policy includes $15,000 per person and $30,000 per accident for bodily injury, $5,000 for property damage and $5,000 for medical benefits. If you request a Pennsylvania auto insurance quote, these will be the lowest limits that an insurance company can offer. Higher limits are available and other optional choices such as uninsured and underinsured motorist bodily injury coverage can also be purchased. Some others include collision and comprehensive coverage which will pay to fix your automobile in the event of an accident. However these optional coverages will cost more money. If you want to get a cheap Pennsylvania car insurance policy, request the state minimum coverages when you ask for a free quote. However, make sure that you consult with an agent and choose your coverages wisely because the worst time to find out that you are not adequately insured is at claim time.

Some other things to consider when purchasing a policy are the insurance company and the insurance agent. Our multi line insurance agent’s directory lists agents that represent some of the top insurers offering affordable Pennsylvania car insurance here. These agents can also write other lines of insurance such as homeowners, motorcycle, boat, renters, condo, umbrella and life insurance just to name a few. If you are looking for discount car insurance in Pennsylvania then consider purchasing more than one policy from the same company. Most insurers will give you a reduction on each additional policy that you purchase. You have nothing to lose so call an agent for a free Pennsylvania auto insurance quote and start saving on all of your insurance policies today.


Aliquippa Collegeville Johnstown Philadelphia
Allentown Conshohocken King Of Prussia Phoenixville
Altoona Drexel Hill Kittanning Pittsburgh
Ambler Dupont Lake City Pittston
Ambridge East Greenville Lancaster Pottstown
Ashely Emmaus Langhorne Reading
Aston Erie Lansdowne Rochester
Athens Evansville Lebanon Roslyn
Bala Cynwyd Fairless Hills Levittown Royersford
Barto Feasterville Trevose Lower Mooreland Schwenksville
Beaver Ford City McKees Rocks Scranton
Bechtelsville Frackville Monaca Souderton
Belle Vernon Gettysburg Monessen Southampton
Berwyn Girard Moosic Springfield
Bloomsburg Grove City Mount Carmel State College
Blue Bell Harleysville New Florence Upper St Clair
Boyertown Harrisburg Norristown Warminster
Brookhaven Havertown North Huntingdo Warrington
California Horsham North Wales Wayne
Camp Hill Howard Oaks Williamsport
Centre Hall Jeannette Old Forge York
Charleroi Jeffersonville Palmyra Youngwood
Clifton Heights Jenkintown Pennsburg


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Pennsylvania Auto Insurance Regulations:

Pennsylvania is a tort state. Drivers are financially responsible for any damage and injury they cause during an auto accident. Liability insurance is required. The state's standard liability coverage requirements are 15/30/5. That is $15,000 per individual for bodily injuries you cause to the other persons, and up to $30,000 for all, and $5,000 for damage you cause to the other party's personal property. Medical benefits coverage of at least $5,000 is also required by the state. Overall Rates are determined by the driving habits of the drivers within a state.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Pennsylvania determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Pennsylvania auto insurance companies will also offer additional coverages like collision, comprehensive, and uninsured and underinsured motorist bodily injury coverage. Visit the Pennsylvania Department of Insurance for additional details at the Insurance Basics link on this site.
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