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North Carolina Car Insurance Agents Directory

In order to legally register a vehicle in North Carolina, you must have valid insurance. The state requires that the minimum liability policy include the following coverages: $30,000 for bodily injury per person and $60,000 per accident as well as $25,000 for property damage. Insurance companies in North Carolina are also required to notify the Division of Motor Vehicles when a policy cancels.

You can get affordable North Carolina car insurance by shopping around for a good rate. The lowest rate may not always be your best choice but is certainly one of the most important things to consider. The worst time to find out that you have a cheap automobile insurance policy in North Carolina is at claim time. Some insurance companies are better than others so stick with a name that you know. Agents listed in out multi line insurance agent’s directory represent some of the top insurers writing policies in this state. They are waiting to give you a discount auto insurance quote from one of these top agents and companies in North Carolina.

These agents also write other lines of insurance such as homeowners, condominium, boat, motorcycle and life insurance just to name a few. It is advisable to try to take advantage of all money saving opportunities that each company has to offer. Discount North Carolina car insurance is one such opportunity that is usually available by simply purchasing more than one policy from the same insurance company. Find your city or one close by and contact an agent today for a free quote on all of your North Carolina insurance policies and start saving today.


Asheville Fayetteville Jacksonville Winston Salem
Brevard Goldsboro Matthews Zebulon
Burlington Greensboro Raleigh
Charlotte Greenville Rocky Mount
Durham Hickory Wilmington


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North Carolina Auto Insurance Regulations:

North Carolina is a tort state. This means drivers are financially responsible for the damage and injury they may cause during an auto accident.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

The state's standard liability coverage requirements are 30/60/25. That is $30,000 per individual for bodily injuries you cause to the other persons, and up to $60,000 for all, and $25,000 for damage you cause to the other party's personal property. Overall Rates are determined by the driving habits of the drivers within a state. North Carolina determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the North Carolina Department of Insurance for additional details at the Insurance Basics link on this site.
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