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Montana Car Insurance Agents Directory

Liability insurance is mandatory so you must have insurance for your car in Montana to drive legally here. The minimum required coverages are: $25,000 per person for bodily injury, $50,000 per accident and $10,000 for property damage. At a minimum, any insurance quote in Montana will have these limits. Numerous optional coverages are also available but if you are looking to get a cheap car insurance policy in Montana then choose these limits to get an insurance companies lowest rate. However, consult with an agent before finalizing your policy as these low coverages may not be sufficient if you are involved in an accident. In order to get the appropriate level of coverage, you may want to consider opting for affordable Montana car insurance with the proper coverage rather than the policy with the lowest rate.

Our multi line insurance agents directory lists agents that write many different types of insurance such as homeowners, automobile, life, renters, condo, boat, motorcycle, health and many others. These agents can help you combine all of your policies with the same company in order to get discount Montana auto insurance. This is such an easy money-saving strategy because most companies offer a multi policy discount on each additional policy purchased from them. Find your town or one close by and contact an agent to request a free Montana car insurance quote today. You may also want to consider getting quotes on all of your polices in order to take full advantage of this discounting.


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18 Ways to Save on Car Insurance 18 Ways to Save on Homeowners Insurance

Montana Auto Insurance Regulations:

Montana is a tort state, which means that you are financially responsible for the damage and injury you cause in a car accident. To drive a vehicle in Montana, you're required to show proof of financial responsibility. The state's liability minimums requirements are 25/50/10. That is $25,000 per individual for bodily injuries you cause to the other persons, and up to $50,000 for all, and $10,000 for damage you cause to the other party's personal property.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Overall Rates are determined by the driving habits of the drivers within a state. Montana determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the Montana Department of Insurance for additional details at the Insurance Basics link on this site.
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