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Michigan Car Insurance Agents Directory

In order to legally drive in the state of Michigan it is a mandatory requirement that you purchase auto insurance for your vehicle. Any minimum liability on a car insurance quote in Michigan will include bodily injury coverage of at least $20,000 per person and $40,000 per accident involving more than one person, $10,000 for property damage and personal injury protection or PIP. If you want a cheap Michigan auto insurance policy for your vehicle, then choose these low limits. It is advisable however, to speak to an insurance agent and try to obtain a policy that meets your specific needs.

If you are willing to shop around, it is not very difficult to get an affordable Michigan car insurance policy from a reputable insurance company. The agents listed in our multi line insurance agent’s directory represent some of the top companies selling automobile insurance in the country. Many are discount Michigan auto insurance providers offering multi policy discounts for purchasing more than one policy from the same insurer. These agents typically offer automobile, homeowners, renters, condo, motorcycle, boat and life insurance just to name a few. Find your city or one close by, locate an agent and request a free Michigan automobile insurance quote and don’t forget to ask for a quote on all of your other policies as well.


Ann Arbor Flint Jackson Riverview
Battle Creek Frankenmuth Kalamazoo Saginaw
Benton Harbor Freeland Lansing Southfield
Boyne City Gaylord Marshall St Joseph
Brownstown Grand Rapids Muskegon Taylor
Detroit Holland Portage Washington


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Michigan Auto Insurance Regulations:

Michigan is a no fault state, each driver must carry two no-fault policies. Drivers are required to carry personal injury protection and property protection insurance. These coverages are in addition to standard liability coverage. The property protection coverage pays for property damage you cause in Michigan up to the sum of one million dollars.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Rates are determined by the driving habits of the drivers within a state. The state's liability minimums requirements are 20/40/10. That is $20,000 per individual for bodily injuries you cause to the other persons, and up to $40,000 for all, and $10,000 for damage you cause to the other party's personal property. Michigan determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the Michigan Department of Insurance for additional details at the Insurance Basics link on this site.
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