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Maryland Car Insurance Agents Directory

Drivers in Maryland must have an auto insurance policy with liability coverage in order to be in compliance with state law. Any quote must include state-mandated minimum coverages. These required liability limits are: $20,000 per person for bodily injury and $40,000 per accident for two or more people, $15,000 for property damage and $2,500 for personal injury protection that can pay medical bills. You must also carry uninsured motorist coverage equal to $20,000 per person for bodily injury and $40,000 per accident for two or more people, $15,000 for property damage. If you are looking to get cheap car insurance in Maryland, then choose these minimum limits.

The best way to find the most affordable automobile insurance policy in Maryland is simply to shop around for a good rate. The lowest rate should be only one consideration. The reputation of the insurance company has to be taken into account as well as the agent that represents the insurer. Our multi line insurance agent’s directory lists professionals that represent some of the top insurers doing business in the state. These agents generally also sell homeowners, life and health insurance as well. Most companies will discount Maryland auto insurance if you purchase more than one policy from them. These agents can help you take advantage of this and other discounts that could also apply. See our “Top ways to save on Car insurance”. Have this in hand when you call an agent in this directory and request a free Maryland car insurance quote for your vehicle today.


Baltimore Cumberland Middle River Rosedale
Bel Air Dundalk Nottingham Salisbury
Columbia Hagerstown Parkville Towson
Crofton Lutherville Timonium Perry Hall White Marsh


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Maryland Auto Insurance Regulations:

Liability coverage is required in Maryland. Maryland requires that you purchase uninsured and underinsured motorist bodily injury coverages. Maryland auto insurance laws require that all drivers purchase a minimum of $2,500 in personal injury protection (or PIP).

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Rates are determined by the driving habits of the drivers within a state. The state's liability minimums are 20/40/15. That is $20,000 per individual for bodily injuries you cause to the other persons, and up to $40,000 for all, and $15,000 for damage you cause to the other party's personal property. Maryland determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the Maryland Department of Insurance for additional details at the Insurance Basics link on this site.
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