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Louisiana Car Insurance Agents Directory

State law requires you to carry insurance on any automobile that you own in the state of Louisiana. The required minimum limits of coverage include: $10,000 for bodily injury to one person, $20,000 for bodily injury to more than one person in a single accident, and $10,000 coverage for damage to someone else’s vehicle or other property. Purchasing a policy with these minimum coverage limits is the best way to get a cheap Louisiana auto insurance policy. These coverage limits may not be sufficient for your situation though. A better goal might be to obtain a more affordable Louisiana car insurance policy with the appropriate coverages from a reputable insurance company.

Basically, it is better to compare auto insurance quotes in Louisiana from several reputable insurance companies. Our multi line insurance agent’s directory lists agents that represent some of the top companies selling policies here. All agents will give you a free car insurance quote for Louisiana and most can sell you other types of insurance policies as well. For example, most companies offer discount vehicle insurance if you insure your automobile and your home with the same company. Contact an agent today to take advantage of one of our insurance professionals' knowledge and expert advice when selecting the appropriate coverages for most valuable assets.


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Louisiana Auto Insurance Regulations:

Louisiana is a tort state, which means that drivers are financially responsible for the damage and injury they may cause during an auto accident. Liability coverage is required in Louisiana.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Louisiana determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the Louisiana Department of Insurance for additional details at the Insurance Basics link on this site.
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