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Indiana Car Insurance Agents Directory

Insurance in Indiana is not required by law but you are required to provide proof of financial responsibility upon request if you are involved in an automobile accident. An insurance policy will satisfy this requirement and the state minimum liability policy must include: bodily injury coverage of $25,000 per person and $50,000 per accident involving more than one person and $10,000 for property damage coverage. Another way to satisfy this requirement is to purchase a bond, certificate of self insurance or make a cash deposit with the state. If you want to get insurance with the lowest price offered by an insurer, then request Indiana car insurance quotes with these limits. However, it is usually advisable to seek higher limits and other coverages to better protect yourself so consult with an insurance agent before making these important choices. Getting affordable Indiana auto insurance for your vehicle is not that difficult but you do need to shop around.

Price is one consideration but you should also take into account the insurance company and the agents that represent them. Getting a cheap Indiana automoile insurance policy won’t be worth the paper it is printed on if the company goes out of business. This does happen but you can easily verify the financial strength and claims paying ability of an insurer by checking with the A.M. Best Company. They publish ratings of all insurance companies on these and other factors. The professionals listed in our multi line insurance agent’s directory represent some of the top insurance companies selling policies in the state. Most agents also sell other types of insurance such as automobile, homeowners, renters, condo, motorcycle and life insurance. If you combine multiple policies with the same company, you are likely to get a multi-policy discount. This is a great way to obtain discount Indiana auto insurance. Find an Indiana agent in our directory today and request a free insurance quote for your car and have the agent quote all of your other lines of insurance as well.


Anderson Fort Wayne Lafayette Terre Haute
Angola Franklin Michigan City Trafalgar
Auburn Greenwood Morgantown Whiteland
Bargersville Indianapolis Muncie
Bloomington Jeffersonville Nineveh
Elkhart Kokomo South Bend


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Indiana Auto Insurance Regulations:

Indiana is a tort state. In tort states you are responsible for the injuries you cause as a result of an accident. Rates are determined by the driving habits of the drivers within a state. The state's liability minimums are 25/50/10. That is $25,000 per individual for bodily injuries you cause to the other persons, and up to $50,000 for all, and $10,000 for damage you cause to the other party's personal property.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Indiana determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the Indiana Department of Insurance for additional details at the Insurance Basics link on this site.
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