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Georgia Car Insurance Agents Directory

State law mandates that all drivers carry insurance in Georgia while driving an auotmobile. The most affordable insurance policy in Georgia would provide you with $25,000 per person for bodily injury, $50,000 per accident for bodily injury to two or more people and $25,000 per accident for property damage. The policy will also help cover medical payments for those injured in an accident. However, a cheap Georgia auto insurance policy may not be a good choice for you if you have any assets. An automobile policy with higher limits of liability would be a better choice. Use our directory to locate a multi line insurance agent and get a free quote on insurance in Georgia for your car. Make sure that you ask for different limits of liability.

Multi-line insurance agents can help you with all of your insurance needs because they offer many different types of insurance. Often, when you purchase more than one policy from the same company, the rate on each policy may be lower than if each were purchased separately. This is a great strategy leading to discount Georgia car insurance and also allows you to have one agent handling all of your insurance needs. Of course, there are several other discounts that you may be able to get as well. You really just have to be willing to shop around. Use our directory to locate a local agent and request a free insurance quote in Georgia and make sure that you ask about all available discounts to ensure that you get the lowest possible rate.


Albany Canton Gainesville Suwanee
Alpharetta Columbus Lawrenceville Valdosta
Athens Dalton Leesburg Warner Robins
Augusta Duluth Macon Woodstock
Buford Ellenwood Savannah


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Georgia Auto Insurance Regulations:

Georgia is a tort state. In tort states you are responsible for the injuries you cause as a result of an accident. Rates are determined by the driving habits of the drivers within a state. The state's liability minimums are 25/50/25.. That is $25,000 per individual for bodily injuries you cause to the other persons, and up to $50,000 for all, and $25,000 for damage you cause to the other party's personal property.

Many states now also use credit as a rating tool and having good credit can mean a lower rate.

Georgia determines auto insurance rates based on driving record, age, area you live in, and the type of vehicle you drive. You may want to consider higher coverages than the state minimums. Visit the Georgia Department of Insurance for additional details at the Insurance Basics link on this site.
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